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Old September 14th, 2016, 05:03 AM   #1
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Viewing My Obamacare Statement Makes Me ILL

Just noticed my hospital bill on my Obamacare provider online Statement, and for my heart ablation procedure in June, which took about 1 1/4 hours, and required an overnight stay, the hospital bill ALONE (not including doctor bills) was $106,000!!!

I was also SHOCKED that my insurance has been pay well over $1,000 for each of my 15 minute (at the most) monthly Pain Management, of which the sole purpose is to get a routine narcotic Rx!!! The STUPID laws require such a visit, rather than giving say, a 90 day supply.

If I include my meds and all other medical bills this year so far, they would amount to 100s of 1,000s of $$$!!!

I pay less than $100 a month for my excellent insurance coverage.

HOW CAN THIS BE ECONOMICALLY SUSTAINABLE???!!!
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Old September 14th, 2016, 06:59 AM   #2
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Originally Posted by Aufgeblassen View Post

HOW CAN THIS BE ECONOMICALLY SUSTAINABLE???!!!


It is not.

The left wants capitalism to fail so they can usher in the newer better system. Which ironically is actually the older, proven to fail system (socialism, communism, etc).
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Old September 14th, 2016, 07:07 AM   #3
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I would be homeless & penniless in short order if I had to pay out-of-pocket, OR I would do w/o modern medicine to retain wealth, but "die quickly" (to quote DOOFUS Allan Grayson) instead.
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Old November 25th, 2016, 11:36 AM   #4
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Quote:
Originally Posted by Aufgeblassen View Post
Just noticed my hospital bill on my Obamacare provider online Statement, and for my heart ablation procedure in June, which took about 1 1/4 hours, and required an overnight stay, the hospital bill ALONE (not including doctor bills) was $106,000!!!

I was also SHOCKED that my insurance has been pay well over $1,000 for each of my 15 minute (at the most) monthly Pain Management, of which the sole purpose is to get a routine narcotic Rx!!! The STUPID laws require such a visit, rather than giving say, a 90 day supply.

If I include my meds and all other medical bills this year so far, they would amount to 100s of 1,000s of $$$!!!

I pay less than $100 a month for my excellent insurance coverage.

HOW CAN THIS BE ECONOMICALLY SUSTAINABLE???!!!
Aufgeblassen, I donít know but suppose that the charges for your ďroutine narcotic RxĒ were due more to the laws governing controlled substances, and the regulations and practices regarding both government and non-government hospitals and insurance organizationsí practices of accounting and administration.

I doubt if your specific complaint is primarily due to Romneycare and I suspect that Romneycare was not even a contributory cause for your complaint.

Iím generally pleased with Medicare that I consider to be medical insurancesí gold standard. Whenever my drug prescriptions or their dosages are changed, the drug insurers have rejected my doctorsí decisions. (By law the drug insurer cannot be a government provided. That was what the Republicans demanded to be integral to the passed Clintonís drug insurance act).
My prior doctor went to the expense and trouble of having his office write to the insurance company after they denied my insurance for a new drug. (this eventually increases expenses and prices for both medical drugs and providersí insurance). My current doctor just provides me with drugs from his supplies of samples (which I suppose also somewhat increases expenses and prices for medical drugs and providersí insurance).

Respectfully, Supposn
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Old November 25th, 2016, 11:39 AM   #5
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It is not.

The left wants capitalism to fail so they can usher in the newer better system. Which ironically is actually the older, proven to fail system (socialism, communism, etc).
Arcturus88, it is not socialist but those too much to the right wing of the political spectrum that would undermine capitalism. Refer to my prior post addressed to Aufgeblassen.

Respectfully, Supposn
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Old November 25th, 2016, 12:22 PM   #6
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I’m generally pleased with Medicare that I consider to be medical insurances’ gold standard.
LOL! When I compare my Obamacare with my wife's Medicare, my coverage is WAY better.

If/when I go on Disability, I'm hoping I am not FORCED into going on Medicare. All the money I collect on Disability, could be eaten up by Medicare co-pays, even if I have Medicare Advantage.
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Old November 25th, 2016, 04:23 PM   #7
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LOL! When I compare my Obamacare with my wife's Medicare, my coverage is WAY better.

If/when I go on Disability, I'm hoping I am not FORCED into going on Medicare. All the money I collect on Disability, could be eaten up by Medicare co-pays, even if I have Medicare Advantage.
Aufgeblassen, you wrote that your medical insurance costs were $100/month. Do any other entities pay a remainder of your insuranceís price? How old are you and where do you live?
I suppose an individualís policy is much cheaper than a family plan.

Before I retired my employer paid my insurance and the significant portion of the remaining price for my medical group family plan insured by the Metropolitan medical insurance company. Then my policy was considered to be within the NY city market, among the higher priced family plans. My co-payments then were (as they now are under Medicare), 20% of allowable charges.

Respectfully, Supposn
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Old November 25th, 2016, 04:27 PM   #8
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Aufgeblassen, you wrote that your medical insurance costs were $100/month. Do any other entities pay a remainder of your insuranceís price? How old are you and where do you live?
I suppose an individualís policy is much cheaper than a family plan.

Before I retired my employer paid my insurance and the significant portion of the remaining price for my medical group family plan insured by the Metropolitan medical insurance company. Then my policy was considered to be within the NY city market, among the higher priced family plans. My co-payments then were (as they now are under Medicare), 20% of allowable charges.

Respectfully, Supposn
Actually for this year, my medical expenses will be $200-300,000, while I pay LESS than $100 a month for Obamacare, and have a max. out of pocket expense of $2,250 (which I reached in April, so ALL expense after that were covered 100%).
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Old November 28th, 2016, 10:05 AM   #9
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Actually for this year, my medical expenses will be $200-300,000, while I pay LESS than $100 a month for Obamacare, and have a max. out of pocket expense of $2,250 (which I reached in April, so ALL expense after that were covered 100%).
Aufgeblassen, you continue responding in the same manner which evokes me to again inquire if any other entities pay a remainder of your insuranceís price? How old are you and where do you live? I'm supposing you have an individual's medical insurance policy which is cheaper than a family plan?

Respectfully, Supposn
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Old November 28th, 2016, 10:13 AM   #10
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Aufgeblassen, you continue responding in the same manner which evokes me to again inquire if any other entities pay a remainder of your insuranceís price? How old are you and where do you live? I'm supposing you have an individual's medical insurance policy which is cheaper than a family plan?

Respectfully, Supposn
Yes, my insurance is heavily subsidized by the gov't., because of our LOW income being retired. Premium would be around $800 I think, otherwise!

The Obamacare subsidy works wonders!
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Old November 28th, 2016, 11:41 AM   #11
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I hope they soon remove those subsidies. It's the tax payer that subsidizes that.
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Old November 28th, 2016, 12:03 PM   #12
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I hope they soon remove those subsidies. It's the tax payer that subsidizes that.
Or the National Debt!

NOBODY seems to care about that!
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Old November 28th, 2016, 07:42 PM   #13
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Or the National Debt!

NOBODY seems to care about that!
Yeah I do. What do you think causes national debt?
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Old November 29th, 2016, 06:32 AM   #14
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Yeah I do. What do you think causes national debt?
Indubitably true!
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Old January 3rd, 2017, 09:41 AM   #15
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UPDATE!!! Well, I thought the cost to my coverage to my Obamacare insurance company would end up being $200-300,000 for 2016, but it ended up being around $193,000.

For me paying the insurance company literally peanuts (less than $1,200 in total ANNUAL premiums), I fully agree that it is OUTRAGEOUS that I reaped such HUGE benefits!!!

Even though I feel guilty about it, I HOPE the serendipity continues for 2017! If it suddenly STOPS (due to TRUMP), I guess I'll cut WAY back on medical treatment (and hope for the best), in order to preserve our nest egg for the future and our kids.
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Old January 3rd, 2017, 09:46 AM   #16
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Quote:
Originally Posted by Aufgeblassen View Post
UPDATE!!! Well, I thought the cost to my coverage to my Obamacare insurance company would end up being $200-300,000 for 2016, but it ended up being around $193,000.

For me paying the insurance company literally peanuts (less than $1,200 in total ANNUAL premiums), I fully agree that it is OUTRAGEOUS that I reaped such HUGE benefits!!!

Even though I feel guilty about it, I HOPE the serendipity continues for 2017! If it suddenly STOPS (due to TRUMP), I guess I'll cut WAY back on medical treatment (and hope for the best), in order to preserve our nest egg for the future and our kids.
Don't worry...very soon you will not be forced to feel guilty anymore and you and the other millions can go back to whatever you can find if you can afford it.
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Old January 3rd, 2017, 09:50 AM   #17
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Don't worry...very soon you will not be forced to feel guilty anymore and you and the other millions can go back to whatever you can find if you can afford it.
What part of "repeal & replace" do you not understand? Impossible that they'll be able to repeal and have NO replacement - will NEVER pass.

Washington is ALL about "optics", and rarely about substance.
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Old January 3rd, 2017, 10:19 AM   #18
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What part of "repeal & replace" do you not understand? Impossible that they'll be able to repeal and have NO replacement - will NEVER pass.

Washington is ALL about "optics", and rarely about substance.
What part of Mr. Trumps obvious disregard for virtually every promise, statement, position, or direction he professes do you not yet understand?

I suppose you still believe the whole "Drain the Swamp" thingy as well...you've been duped friend and will eventually have to deal with the result.
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Old January 3rd, 2017, 12:05 PM   #19
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What part of Mr. Trumps obvious disregard for virtually every promise, statement, position, or direction he professes do you not yet understand?

I suppose you still believe the whole "Drain the Swamp" thingy as well...you've been duped friend and will eventually have to deal with the result.
It seems like YOU are the one who believes Trump's promises - not me! YOU seem to believe Obamacare will go away (per Trump's promise). I don't. I feel it is here to stay.

Nope. As far as "draining the swamp" goes, I'll believe it when I see it!!!


Last edited by Aufgeblassen; January 3rd, 2017 at 12:16 PM.
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