I can probably cut down more, but have never been a big spender. I only keep one credit card for travelling. I cut down on travel this year. I find if I get too focussed on cutting down, that it works in reverse. So I don't fuss too much, but always watch it however.
Isn't that just true? Immediately when a thought appears that you should be saving, there is the wicked self that needs to spend, or worse, all of a sudden you get extra bills for taxes or ones you did not even think about. That has happened to me so many times. I find I save more by not saving, than making a conscious effort, if that could make sense at all!Spending more if anything. I guess I should probably cut back a bit! Ah well, I'm a sucker for nice clothes and expensive electronics.
Isn't that just true? Immediately when a thought appears that you should be saving, there is the wicked self that needs to spend, or worse, all of a sudden you get extra bills for taxes or ones you did not even think about. That has happened to me so many times. I find I save more by not saving, than making a conscious effort, if that could make sense at all!![]()
And how! Timing is also always when you least expect it.You may "outgrow" that kind of spending one day if you live long enough. Life has a way of teaching us unwanted lessons sometimes.![]()
I would rather kill them "abroad" than have to kill them here.
I'm not sure what you mean but I'd rather kill my leaders once than have to kill others millions of times.
Totally agreed. Keep them out of the US not only by killing them abroad, but having the opportunity to gather intelligence in their backyard. Much more reliable and timeously than the ones that can be obtained from within the US.I would rather kill them "abroad" than have to kill them here.
I find the moment that I try and save, that I get to spend more. If I don't think along savings lines, I automatically spend much less, as I am not much of a spendthrift in the first place, also do not maintain a high standard of living. I always spend much less than what I make. Only have one credit card that I only use for travel. My finances are perhaps too simple and transparent.Getting back on topic....pretty much the main things I do are:
1. Cut back on outside entertainment (movies,bowling,e.g.)
2. Eat out less
3. Drive the SUV less, especially for long trips.
Honestly, it's hard to cut back expenses these days since prices of necessities are getting higher here in our country. That includes fuel, which is now nearly a dollar per liter, food and electricity. But I manage to cut back a little on my vices just to buy this computer when my laptop died.
In Britain, both petroleum and diesel cost over a pound. And the Great British pound has a good bit more parity than the US Dollar.